DeFi for The Masses

We make decentralized finance effortless. With easy to use fiat on/off ramps, fast and free transactions, and beautiful, intuitive apps, PlasmaPay is delivering the future of finance today
DeFi 2.0

We are building the decentralized financial services and infrastructure for the global digital economy

PlasmaPay Products
Servicing 160+ countries with over 100,000 users and businesses since 2018

• PlasmaPay Wallet

• Mobile Apps

• Corporate Account

• Fiat on-/off-ramp

• Plasma DLT

Your Decentralized Bank Is Here
Free, Flexible & Global
Financial Freedom Powered by DeFi

PlasmaPay wallet supports:
• Non-custodial BTC, ETH wallet
• 3000+ ERC-20 tokens
• Plasma DLT stablecoins
• Crypto-to-crypto exchange

PlasmaPay Products
Servicing 160+ countries with over 100.000 users and businesses since 2018

• PlasmaPay wallets

• Mobile Apps

• Corporate Account

• Fiat on-/off-ramp

• Plasma DLT

Digital Money in your pocket

Native mobile apps for IOS and Android:
• BTC, ETH, Plasma Wallet
• Instant exchange crypto to crypto
• Payment protocol (BIP70-BIP73)
Google Play

PlasmaPay Products
Servicing 160+ countries with over 100.000 users and businesses since 2018

• PlasmaPay wallets

• Mobile Apps

• Corporate Account

• Fiat on-/off-ramp

• Plasma DLT

digital banking for business without boundaries and limits

Crypto/fiat account for your business. Accept cryptocurrency and cards as a payment method in 165+ countries. You can withdraw funds to a corporate bank account or use it for investments in crypto and DeFi.

PlasmaPay Products
Servicing 160+ countries with over 100.000 users and businesses since 2018

• PlasmaPay wallets

• Mobile Apps

• Corporate Account

• Fiat on-/off-ramp

• Plasma DLT

Purchase cryptocurrency instantly and at the best rate

PlasmaPay integrates and support different payment methods in 160+ countries:
• Visa/MC bank cards
• FPS in United Kingdom
• 25+ Digital Banks in SEA region
• E-wallets (AdvCash)

PlasmaPay Products
Servicing 160+ countries with over 100.000 users and businesses since 2018

• PlasmaPay wallets

• Mobile Apps

• Corporate Account

• Fiat on-/off-ramp

• Plasma DLT

Plasma blockchain Development Infrastructure for Dapp and DeFi developers

PlasmaPay is supporting all new tokens and dapps on Plasma Blockchain.
Use Plasma IDE, pre-build smart-contracts or deploy your contract to the mainet using PlasmaPay developer portal.
Decentralized financial infrastructure as anew digital economic system

Powered by Plasma DLT

Plasma is a blockchain and application infrastructure with a mission to decentralize the centralized financial services industry (CeFi). Plasma technology allows developers to build robust financial tools that empower people to control their assets.
Developers will be able to use Plasma’s building blocks such as the fiat on and off-ramp gateways to develop new DeFi protocols and dApp’s. Online businesses, mobile/web developers and e-commerce companies are just some examples of organizations that can greatly benefit from utilizing tools built on top of PlasmaPay.
Benefits include payment processing, sending & receiving payments regardless of card provider or bank, cross-border transactions all with zero commissions and instant liquidity.

Plasma Blockchain

A first layer protocol optimized for cross border payments, digital currency innovation and speed

top Layer: dApps

New internet layer of distributed applications (games, services, platforms, social networks) that are based on the Plasma blockchain.

Middle layer: Financial Assets

Tokenized financial assets (fiat, stocks, commodities, etc.), for trading and storing in digital wallets and processing on Plasma Blockchain.

oAuth connector
for web 3.0 dapps

A new protocol standard and authorization layer for decentralized applications on the Plasma Blockchain without the need for external applications or extensions.

Layer one: Plasma

A layer one blockchain with instant and cost effective transactions. Built specifically for Web 3.0 and the processing of dApps, DeFi, DAO’s and CBDC.
utility functions

PPAY Token

total Emission: 1B PPAY
PPAY (ERC20) is the utility token of PlasmaPay and PlasmaFinance. PPAY is designed as the all-in-one defi service token, enabling swaps, rewards, liquidity mining, borrowing/lending, staking and governance. The PPAY token will be used as a bridge between Ethereum, Polkadot, BSC and the zero-fee Plasma blockchain developed in-house.


Release schedule: 1Q-21
Provide LP tokens in HyperLoop and start earning PPAY tokens on your liquidity.


Release schedule: 1Q-21
Use PPAY to make in-app purchases in PlasmaPay. With the PPAY token you will be able to purchase short names for PlasmaPay accounts, order bank cards, and receive loyalty points and cashback when making card purchases.

{Plasma DEX}

Release schedule: 1Q-21
Stake PPAY in lending/borrowing protocols, provide liquidity pools in popular DeFi dApps and earn a percentage from each trades.


Release schedule: 1Q-21
Stake PPAY and earn PPAY with our flexible and timely locked staking methods.


Release schedule: 4Q-21
Staking of PPAY allows the community to vote for delegates, control the development foundation, vote for defi projects, and for protocol changes / updates.
1 PPAY = 1 Vote


Release schedule: 1Q-22
Trade assets between blockchains and pay fees in PPAY token. HyperLoop is a cross-chain DEX with instant transaction speeds, micro commissions, and rewards for liquidity providers.

PPAY tokenomics

total Emission: 1B PPAY

PPAY DeFI architecture


Previous milestones

1Q 2018
2Q 2018
3Q 2018
4Q 2018
1Q 2019
2Q 2019
3Q 2019
4Q 2019
1Q 2020
2Q 2020
3Q 2020

Initial stage: Team building

We gathered the best team of enthusiasts and hackers and got ready to work seven days a week to build the future for digital money

MVP Wallet

We set up full nodes on the main chain and launched our non-custodial BTC and ETH wallet

🔥 Successful launch of Beta

Strong interface, non-custodial wallets:
- BTC wallet
- ETH wallet

Major updates for the wallet

- ERC20 tokens support
- Simplex (buy crypto with card)
- Messenger bots
- Two Factor Authentication
Plasma Chain

Successful launch of Testnet - Beta

Full launch testing and loads of producer nodes

Successful launch of Plasma Wallet

Our Plasma Chain receives an interface and wallet

Successful launch of IOS/Android App

The mobile version of the web wallet is now available. It has non-custodial BTC/ETH wallets and an exchange

🔥 Business Account

Plasma Alliance reaches agreement with Visa/MC card processing providers and bank on integration. Launches crypto-fiat accounts for ecommerce businesses

🚀 Crypto Checkout

Plasma Alliance opened a corporate account on 5 major cryptocurrency exchanges (Binance, Kraken, Bittrex and etc.) and launched a service to purchase cryptocurrency with a bank card and at the best rate.

Supports EU and Asia Banks

We are not limited to one fiat partner, and for the stability of the system, we are constantly on the lookout for better conditions and security. We've integrated with 25 SEA digital banks

OAUTH for dApp on Plasma Chain

We made it possible to connect and create applications in the wallet, thereby anyone who created the application receives the interface of the personal account for users
Plasma Chain

Public Smart-Contracts Environment

We've published the main Plasma Contract standards with IDE on our GitHub and opened the door for external developers
Plasma Chain

Successful launch of Liberty Mainnet

Plasma Mainet is live now with high TPS and more than 25 nodes that are distributed all over the Globe. The major ewallet player in CIS region Qiwi launched their full Plasma node to support our bridge between fiat and crypto
Plasma Chain

Successful launch of Data Explorer

Statistics of all transactions, rates, and the slightest movement in the Plasma Chain, outside observers can now also help control its integrity
Plasma Chain

Successful launch of 42 StableCoins

Now Plasma Chain supports 42 stablecoins, fully backed by fiat in distributed bank accounts and EMI companies. Any Dapp and DeFi developer can use them in their applications with the lowest 0.01% transaction fee


Future milestones

4Q 2020
1Q 2021
2Q 2021
3Q 2021
4Q 2021

Launch of PPAY token

New utility token of the Plasma ecosystem, to accelerate company development and achieve decentralization

Launch of the DeFi Dashboard MVP (ERC20)

Interface inside the PlasmaPay wallet, with access for other alternative wallets to the functions of DeFI projects, testing on the PPAY token. Includes the functions:
- Swap
- Liquid Pools
Plasma Chain

HyperLoop cross-chain beta (Ethereum to PLASMA

A bridge protocol for controlling locked assets in multiple chains and unlocking in active ones
Plasma Chain

Launch of Synthetics protocol

A supplement to the bridge protocol for the atomic creation of synth tokens, secured by blocking in an alternative blockchain such as Ethereum
Plasma Chain

HyperLoop cross-chain oracle network

HyperLoop bridge protocol management, evaluating not only the rates, but the total value of the transaction, the number of tokens, transfer of ownership, and other indicators to achieve transparency in the transportation of assets

PPAY token activates Staking

PPAY holders will earn a portion of the trade fees based on the amount of xPPAY held relative to the weight of the staking. Where the tokens are staked to ensure the network remains secure, as good Delegates in Governance are rewarded, and bad actors lose their stake

Launches Defi Dashboard Beta

- Staking
- Lending
- Borrow
- Governance
- Yield Farming
Plasma Chain

HyperLoop Cross-Chain Bridge in Plasma Mainnet

Launch in combat mode and start trading on real assets

🚀 Defi Dashboard Beta

- Uniswap
- Balancer
- Compound
- Aave
- Synthetix

Pre-order for Crypto Bank Card

Token holders will be able to order bank cards to access ATMs and online stores around the world
Plasma Chain

HyperLoop Cross-Chain support

- Polkadot
- Cosmos
- Binance Chain

Defi Dashboard Update

Support new assets:
- Dot
- Cosmos

Launch Crypto Card program

First cardholders will be able to start testing and spending their crypto coins everywhere
Plasma Chain

New mobile apps IOS/Android with all functions in web PlasmaPay

Functionality from the web based dashboard is rolled out to the mobile app
Plasma Chain

Public launches of Plasma Chain and Node program

Full Decentralization of Plasma Chain





Payment Systems




Plasma Alliance

plasmapay future products

Ethereum <> Plasma Cross-chain DEX with Hyperloop

Provide your liquidity in Hyperloop cross-chain protocol and trade your cryptocurrency and DeFi tokens on Plasma DEX with instant transaction speed and without gas fee

plasma future products

DeFi Pro dashboard

Plasma.Finance dashboard helps non-technical users to invest, track and manage DeFi protocols. The Dashboard will include: saving accounts, liquidity pools & mining, aggregation of DEXes from different blockchains and portfolio management system.

plasmapay future Products

Checkout: Instant Fiat to Crypto

Buy and Sell your favorite cryptocurrencies or DeFi tokens with your bank card or ApplePay.
Crypto Made Easy.

plasmapay future products

Bank Card backed
by Crypto and DeFi tokens

Virtual and physical bank card with your cryptocurrency and defi on it. Add card to ApplePay,spent crypto online and offline, or instantly withdraw it to cash in any ATM.

Advisory Board

Experts who help us building a new digital economy

Matt McKibbin

Advisor, DecentraNet

Kyle Chasse

VC, Master Ventures

Simon Je

MBA, Fintech, IBDI

Ekaterina Volkova

VC, Blockchain

Joeri van Geelen

Strategic Advisor

Prof. Graham Leach

Blockchain Economist

Calvin Ng

Plutus VC

Dane Hoy

VC, Blockchain

Masha Prusso

PR, Blockchain

Eric Clark Su


Neha Soni

India, Partner

Ivan Ivanov

Uvecon.VC (HK)

Alexandra Karpova

PR, Ambassador

Valentin Mihov

DeFi expert

Meet Our Team

25 top cybersecurity, blockchain, fintech and UI engineers


Join Us

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